Finance of America

Finance of America is a peer-to-peer (P2P) lender that provides loans and lines of credit to borrowers. Unlike most other peer-to-peer lenders, it does not rely only on user donations or “social lending,” which, in turn, means that it doesn’t have to charge very high interest rates.

Finance of America: Making Personal Finance Simple What Is Finance of America? Continue reading “Finance of America”

Is investing in gold risky?

Investing in gold is still a risky investment, even with a licensed professional. Since the world adopted a dollar-based monetary system after World War II, the value of gold has been fixed at $35 per ounce. In January 1975, the link between the dollar and gold was removed and gold became a free commodity. Continue reading “Is investing in gold risky?”

What is a Fintech?

The term “fintech” was born out of the 2008 financial crisis, and essentially refers to a startup using technology to provide finance-related services. The scope of fintech has broadened over the years and now encompasses virtually all financial services players, from banks and insurance companies to peer-to-peer lending platforms or digital wallets. Continue reading “What is a Fintech?”

Why invest in a REIG?

There are many advantages to investing in a REIG because it is a company that owns real estate assets and is listed on the stock exchange. It is managed by a management company approved by the AMF. The REIG has a board of directors that ensures compliance with its investment policy and regulations. Continue reading “Why invest in a REIG?”

What are the risks of REIGs?

Any investment has risks, but an REIG is a real estate company that manages assets on behalf of a large number of investors and one of the main advantages of an REIG is that it is a flexible investment that can be sold at any time. There is no minimum investment period required, and you can make a profit with a small initial investment. Continue reading “What are the risks of REIGs?”